Calculator

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Qualifying Monthly Income

PublishedOCROLUS_QMI

AI Composer

Generates the logic canvas — edits stay on the right

Calculate qualifying monthly income from Ocrolus paystubs. Use base pay only, average the last 3 stubs, annualize by pay frequency, then divide by 12. Ignore overtime. If fewer than 2 stubs, return Data Not Available.

Done. I built a 3-step calculation on the canvas: average base pay across the last 3 paystubs, annualize using the pay-frequency map, then divide by 12. Overtime and bonuses are excluded, and a guard returns "Data Not Available" when there are fewer than 2 stubs.

Calculation output

Output

Output nameType

Currency (USD)

Fallback

Ocrolus · Paystubs

Source

Select the paystub fields this calculation can read.

Filters (all must match)

Filters

Last N paystubs

Require minimum stubs

Exclude earning types

OvertimeBonus

Employer match

Formula

Qualifying Monthly Income =

(of last3paystubs )×÷12

Live example

Stub 1 $4,200 · Stub 2 $4,350 · Stub 3 $4,180 → average $4,243.33

Frequency Biweekly × 26 = $110,326.67 annual

÷ 12 → $9,193.89 / mo

Conditions / bands

Bands

Field	Operator	Value	Result

Test panel

Test

Sample applicant

Paystub summary

Frequency: Biweekly · 3 stubs

$4,200$4,350$4,180

Result

$9,193.89

Pass

1.average($4,200, $4,350, $4,180)$4,243.33

2.× Biweekly (26)$110,326.67

3.÷ 12$9,193.89